Home Owners Insurance
Your home is not only where the heart is, it’s likely your largest and most important investment. Protect your house and everything inside with custom coverage from Robins Insurance. We represent the nation’s leading insurance carriers and have access to a broad range of coverage alternatives to meet your specific homeowner insurance needs.
Consider the following options when purchasing home insurance:
Home Replacement Guarantee
This guarantee covers the full cost of repairing your home damaged in a covered incident even if the cost exceeds your policy limits, provided your home is insured for 100% of its replacement value.
Repair Guarantee
This guarantee is to insure that repairs done to your home by an agreed-upon contractor will be done to your satisfaction within reason.
You can earn home insurance discounts for the following:
- Burglar Alarm
- Dead Bolts
- Smoke Alarms
- Fire Extinguishers
- Newer Home
- Higher Deductibles
- Account Credits
- Auto coverage by the same carrier
- Good credit history
Additional Home Owner Policies
Estate-Owner Policies
Designed to meet the needs of those living in suburban or rural areas who do not earn their living from farming but do have limited farm exposure. Some of the primary coverages for country residences:
- Fire, lightning, smoke, explosion
- Wind, hail, falling objects
- Aircraft, vehicles
- Riot, vandalism
- Theft, burglary, robbery, glass breakage
- Water damage or freezing of plumbing and heating systems
High-Value Homes Policies
Specially crafted to protect the unique features and fine furnishings of distinctive homes, providing you with the broad, tailored coverage you need and high level of claims service you expect.
- Coverage range: homes $500,000 and up
- Deductible options from $500 to $50,000
- Host of price advantages for qualified customers based on insurance score, age of home and loss-free history
We’re grateful for the opportunity to serve you! If you have any questions, or want to discuss your insurance options, email us at insurance@robinsins.com or call 615.665.9200.
(DAP) Digital Asset Protection, LLC was established to protect the unique valuables of our residential and commercial clients and provide documentation to assist in assessing value and replacement cost for insurance purposes. This program is designed to help facilitate claims management, utilizing a specialized video inventory and digital file system.