Spring brings warm weather and longer days. It also delivers heavy rains and snowmelt for many areas of the country, increasing the likelihood of floods. How you prepare for a flood and what you do afterward can potentially lessen the damage. To protect you, your family and your property, review these flood safety tips.
BEFORE
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Purchase flood insurance. Work with an insurance professional to determine whether flood insurance is appropriate for your property. Typical homeowners insurance policies do not protect against flood damage.
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Create an evacuation plan. Review this plan with all family members, ensuring everyone knows what to do.
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Pack emergency supplies. Have a supply of water, food, medication and clothing ready in case you need to evacuate.
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Protect valuable items and documents. User waterproof containers to store irreplaceable items and important documents.
AFTER
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Stay out of floodwater. Avoid walking, swimming or driving through floodwater, and avoid downed power lines.
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Remove wet contents. Once it is safe to do so, remove any wet carpeting, furniture, bedding or other items holding moisture. Otherwise, mold can quickly develop within 24-48 hours.
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Check for damage. Upon reentering your home, check for damage. If you suspect water, gas, electric or sewer line damage, contact your local authorities.
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File a flood insurance claim. To file a claim, photograph any water damage and make a detailed list of any damaged or lost items.
Floodwater can cause catastrophic damage. Preparedness is key to handling this natural disaster. For additional resources, contact us today.